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Insurance law in the United Kingdom refers to the body of law that governs insurance contracts. This area of law is complex, and UK insurers must comply with a number of laws and regulations.
The Insurance Act 2015 is the primary piece of legislation governing insurance contracts in the UK. This Act sets out the rules for how insurers must conduct themselves when entering into contracts with policyholders.
The Financial Services and Markets Act 2000 (FSMA) is another key piece of legislation governing insurance in the UK. FSMA gives the Financial Conduct Authority (FCA) power to regulate financial services firms, including insurers. The FCA has a number of rules and regulations that insurers must comply with, including those relating to marketing, customer service, and handling complaints.
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